What Indiana requires
- The written report identifies the licensee's name and Indiana license number, the address of the inspected dwelling, the name of the client it is prepared for, and the date of inspection878 IAC 1-2-1 (c) (1) (C)
- The report gives the address of the inspected residential dwelling, the client's name and the inspection date878 IAC 1-2-1 (c) (1) (C) (iii) to (v)
- A home inspection report must report any system or component inspected that, in the inspector's professional opinion, is significantly deficient or near the end of its service life, with the reason why unless it is self-evidentIC 25-20.2-2-7 (1) · 878 IAC 1-2-1 (c) (1) (B) (i), (ii)
- The report includes the inspector's recommendation to remedy or monitor each reported deficiencyIC 25-20.2-2-7 (2) · 878 IAC 1-2-1 (c) (1) (B) (iii)
- The report lists any systems or components designated for inspection in the Board's standards that were present but not inspected, and the reason each was not inspectedIC 25-20.2-2-7 (3), (4) · 878 IAC 1-2-1 (c) (1) (B) (iv)
- The report includes a statement that it does not address environmental hazards (lead-based paint, radon, asbestos, cockroaches, rodents, pesticides, treated lumber, mold, mercury, carbon monoxide or other similar hazards), a statement that it does not address wood destroying insects and organisms, and a statement that it does not address subterranean systems or components, including sewage disposal, water supply, or fuel storage or deliveryIC 25-20.2-2-7 (5) to (7)
- The standards have the inspector describe the foundation, floor, wall, ceiling and roof structure, the exterior wall covering and roof covering, the piping materials, the water heating equipment and its energy source, the location of the main water and main fuel shut-off valves, the service amperage and voltage, the main disconnect and subpanel locations, the wiring methods, and the heating and cooling energy sources and methods, and report the methods used to inspect the crawl space, the attic and the roof878 IAC 1-2-1 (d) to (j), (l), (m)
- For the electrical system the licensee reports on the presence of solid conductor aluminum branch circuit wiring and the absence of smoke detectors878 IAC 1-2-1 (h) (1) (C)
- Unless exempt, no one may conduct a home inspection for compensation in Indiana without a home inspector license; a home inspection is a visual analysis for a professional opinion of the dwelling's condition and does not include a code compliance inspectionIC 25-20.2-5-1, 25-20.2-2-6 · IC 25-20.2-2-6
- Licensees may not inspect property they have a financial interest in, work on contingent arrangements tied to findings or the sale, pay agents for referrals, accept pay from more than one party without the client's agreement, or repair, replace or upgrade for pay any system covered by the standards for one year after the inspection878 IAC 1-2-2 (c)
- Inspection results and client information are not disclosed without the client's approval, except under a court order; the licensee may, at their discretion, disclose observed immediate safety hazards to occupants exposed to them when feasible878 IAC 1-2-2 (e) · IC 25-20.2-8-1 (1)
- The standards apply to buildings with five or fewer dwelling units and their garages or carports; they are not technically exhaustive, and a client may ask to exclude systems and components from the inspection878 IAC 1-2-1 (c) (2), (n)
- An action for damages based on a licensed home inspector's professional services must be filed within two years after the cause of action accruesIC 25-20.2-9-1
What every Indiana report contains
Identify yourself by name and Indiana license number, the address of the dwelling, the client and the date. Report every system or component you inspected that is significantly deficient or near the end of its service life, with the reason unless it is self-evident, and recommend remedying or monitoring it.
List any system or component the Board's standards designate that was present but not inspected, with the reason. The standards apply to buildings of five or fewer units, and a client may ask you to leave systems out.
The three required statements
The statute requires a statement that the report does not address environmental hazards, such as lead-based paint, radon, asbestos, cockroaches, rodents, pesticides, treated lumber, mold, mercury and carbon monoxide; a statement that it does not address wood destroying insects and organisms; and a statement that it does not address subterranean systems such as sewage disposal, water supply, or fuel storage or delivery. ReportDraft prints all three at the end of every Indiana report.
What to describe
Describe the structure, the exterior wall covering and the roof covering, and report how you inspected the crawl space, the attic and the roof. Give the piping materials, the water heater and its energy source, and where the main water and main fuel shut-off valves are. For electrical, give the service amperage and voltage, where the main disconnects and subpanels are and the wiring methods, and report any solid conductor aluminum branch wiring and any missing smoke detectors.
License, ethics and confidentiality
A license is required to inspect homes for pay, and a home inspection is not a code compliance inspection. You may not inspect property you have an interest in, work on contingent fees, pay agents for referrals, or repair systems you inspected for pay within a year.
Results stay confidential without the client's approval, though you may tell occupants about an immediate safety hazard when feasible. A damage claim over your services must be filed within two years after it accrues.
From field notes to a finished Indiana report
Note what you found, what you could not get to and why, how you looked at the roof, attic and crawl space, and where the shut-offs are. ReportDraft writes up each significant deficiency with its reason and a remedy or monitor recommendation, marks what was not inspected with the reason, puts your license number on the report, and prints the three required statements at the end.
Common mistakes
- Leaving out one of the three required statements.
- A deficiency with no reason when it is not self-evident.
- Skipping the crawl space or attic without saying why.
- Not reporting missing smoke detectors.
- Calling conditions code violations in a report that is not a code inspection.
Sources
- 878 IAC 1-2-1 (c) (1) (C), checked October 15, 2026
- 878 IAC 1-2-1 (c) (1) (C) (iii) to (v), checked October 15, 2026
- IC 25-20.2-2-7 (1), checked October 15, 2026
- 878 IAC 1-2-1 (c) (1) (B) (i), (ii), checked October 15, 2026
- IC 25-20.2-2-7 (2), checked October 15, 2026
- 878 IAC 1-2-1 (c) (1) (B) (iii), checked October 15, 2026
- IC 25-20.2-2-7 (3), (4), checked October 15, 2026
- 878 IAC 1-2-1 (c) (1) (B) (iv), checked October 15, 2026
- IC 25-20.2-2-7 (5) to (7), checked October 15, 2026
- 878 IAC 1-2-1 (d) to (j), (l), (m), checked October 15, 2026
- 878 IAC 1-2-1 (h) (1) (C), checked October 15, 2026
- IC 25-20.2-5-1, 25-20.2-2-6, checked October 15, 2026
- IC 25-20.2-2-6, checked October 15, 2026
- 878 IAC 1-2-2 (c), checked October 15, 2026
- 878 IAC 1-2-2 (e), checked October 15, 2026
- IC 25-20.2-8-1 (1), checked October 15, 2026
- 878 IAC 1-2-1 (c) (2), (n), checked October 15, 2026
- IC 25-20.2-9-1, checked October 15, 2026
Last reviewed October 15, 2026. Next review due January 15, 2027. This page explains published rules to help you write your report. It is not legal advice; the official text linked above governs.