Seller's Disclosure
The seller's written disclosure of what they know about the condition of the home they are selling: its items and systems, known defects, conditions such as termites or flooding, repairs needed and other matters, answered item by item and signed, on the form the state's law prescribes.
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Delivery and deadlines
| What | When | Rule |
|---|---|---|
| Seller's Disclosure Notice given to the purchaser | On or before the effective date of the contract (November 2, 2026) | Property Code s. 5.008 (f) |
| Given after the contract was signed: the purchaser may terminate the contract for any reason | Until November 12, 2026 (7 days after receiving it on November 5, 2026) | Property Code s. 5.008 (f) |
| A buyer with a hearing-impaired household member may ask in writing, with a physician's written evidence, for smoke detectors for the hearing impaired | By November 12, 2026 (10 days after the effective date) | Property Code s. 5.008 (b); Health and Safety Code ch. 766 |
Dates count from the dates entered. The contract itself may set other deadlines; check it.
Sample figures. Change them to work out your own, no sign-up.
What goes in it
Every seller's disclosure from ReportDraft follows the same professional structure, so clients and reviewers find things where they expect them.
- Items and systems on the propertyAppliances, Heating and cooling, Plumbing, Electrical, Roof, Water supply, Sewer or septic, Pool or spa
- Conditions the seller knows ofTermites or wood-destroying insects, Water damage, Flooding, Structural or foundation problems, Hazardous materials (asbestos, lead-based paint, radon), Work done without permits
- Explanations and other noticesExplanations of every Yes answer, and any other notice the state's form requires.
How it works
1. Enter the details. Names, dates and amounts, once. The next one starts from these entries.
2. Worked out for you. When the notice is due, and any right the buyer has to end the contract, are worked out from your dates, and the standard wording is filled in.
3. Check, sign, keep. A completeness list shows anything missing. Sign to lock the PDF and download Word too.
Why it pays for itself
Seller's disclosure rules by state
The key rule in each state, linked to the official text. Each guide lists every rule with its sources, and each template is set up for that state. Last reviewed October 26, 2026.
| State | Key rule | Official source |
|---|---|---|
| IllinoisTemplate | Every statement answered Yes, No or N/A | 765 ILCS 77/20 |
| MarylandTemplate | The seller's choice of disclosure or disclaimer, on the Commission's form | Real Property s. 10-702 (c) |
| MichiganTemplate | Every question answered, Unknown or Not Available where it fits | MCL 565.957 (1) |
| New YorkTemplate | The statement delivered before the buyer signs the contract | N.Y. Real Property Law s. 462 (1) |
| OregonTemplate | The statement delivered to each buyer who makes a written offer | ORS 105.465 (2) |
| PennsylvaniaTemplate | A signed and dated statement delivered before the agreement of sale is signed | 68 Pa.C.S. s. 7303 |
| South DakotaTemplate | The completed statement furnished before the buyer's written offer | SDCL 43-4-38 |
| TexasTemplate | The notice given on or before the contract's effective date | Texas Property Code s. 5.008 (f) |
| WisconsinTemplate | The report furnished within 10 days after acceptance | Wis. Stat. s. 709.02 (1) |
Template preview
Questions
What goes in a seller's disclosure?
The seller's written disclosure of what they know about the condition of the home they are selling: its items and systems, known defects, conditions such as termites or flooding, repairs needed and other matters, answered item by item and signed, on the form the state's law prescribes. ReportDraft lays it out in 3 sections: items and systems on the property, conditions the seller knows of, explanations and other notices.
Do my state's rules change the document?
Pick your state when you start. Where we have checked a local requirement against official sources, it is added to your completeness list with a link to the source.
Can I change the wording?
Yes. The standard wording is a starting point: edit any sentence before you sign. The figures and dates are worked out again from your entries every time.
What do I get at the end?
A signed, locked PDF for your client and an editable Word file, both with your company details. Signed reports keep a fingerprint so later changes are visible.
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