What Massachusetts requires
- The report identifies the components the standards list, indicates which systems and components present and designated for inspection were not inspected, and gives the condition of those inspected, including any needing repair266 CMR 6.03 (1) (c) 1. to 3.
- The report records the on-site inspection start and finish times266 CMR 6.03 (1) (c) 6.
- The report records the weather conditions at the time of the inspection266 CMR 6.03 (1) (c) 7.
- The report records the inspector's name (and the trainee's, if any), the client's name and the address of the property266 CMR 6.03 (1) (c) 4., 5.
- The report records any obstructions or conditions that prevented systems and components from being inspected266 CMR 6.03 (1) (c) 8.
- The report tells the client when additional investigation is required: when the scope of a repair is unknown, concealed damage is suspected, or the matter is beyond the inspector's expertise266 CMR 6.03 (3)
- Home inspectors are prohibited from determining the cost of repairs of any item in their report266 CMR 6.06 (4), Prohibitions
- For each system the report identifies what the standards list, such as roof covering type, cladding materials, foundation materials, overhead or underground service, wiring type, main disconnect ampacity, piping types, water heater type and nameplate capacity, the main shut-off location, heating energy source and distribution, and bathroom ventilation other than windows266 CMR 6.04
- The report notes the methods used to observe the roofing, under-floor crawl spaces and attics, and any signs of previous or active leaks and water penetration266 CMR 6.04 (1) (c), (3) (c)
- The report notes the absence of an installed heat source in habitable rooms including kitchens and bathrooms, exposed flues in a smoke chamber used by other appliances, abandoned oil tanks, and observed evidence of underground fuel storage tanks266 CMR 6.04 (6) (c)
- Inspectors may not operate a system that is shut down or inoperable, or turn on a shut-off electrical or fuel supply; they recommend that the seller or seller's representative demonstrate those systems are functional266 CMR 6.06 (7), (8)
- Inspectors give clients buying a single-family home, a building with fewer than five units, or a condominium unit in one, the Board's document on the procedures and benefits of a home energy audit, at or before closing and without any extra fee266 CMR 6.07
- Inspectors may not report on market value, marketability or suitability for any use, advise on whether to buy, or offer to repair a dwelling their firm inspected266 CMR 6.06 (1), (2), (5)
- The inspector uses a written or digital contract, gives the contract only to the client unless the client authorizes otherwise in writing, and timely submits a confidential written report only to the client266 CMR 6.03 (1) (a), (c)
- No one may conduct a home inspection for compensation in Massachusetts unless licensed by the Board and unless they provide a written reportM.G.L. c. 112, s. 222 (a)
- Home inspectors carry errors and omissions insurance of at least 250,000 dollars in the aggregate, and any action arising from a home inspection must be started within 2 years after the completed written reportM.G.L. c. 112, s. 225
What every Massachusetts report records
The report identifies the components the standards list, indicates which systems and components present and designated for inspection were not inspected, and gives the condition of those inspected, including any needing repair. It records the inspector's name (and any trainee's), the client's name and the property address, the on-site start and finish times, the weather, and any obstruction or condition that prevented an inspection.
It goes, in confidence and in a timely way, only to the client.
System by system
The standards say what to identify in each system: the roof covering type, roof drainage and chimney materials; wall cladding, deck and porch materials; foundation materials and the basement floor; whether the service is overhead or underground, the wiring type and the main disconnect's ampacity; piping types, the water heater's type and nameplate capacity, and the main shut-off location; the heating energy source, equipment and distribution; the cooling distribution; and whether bathrooms have ventilation other than a window.
Note how you observed the roofing, the crawl space and the attic, signs of leaks and water penetration, the absence of a heat source in any habitable room including kitchens and bathrooms, abandoned oil tanks, and any evidence of underground fuel storage tanks.
Further investigation, shut-down systems and costs
The report tells the client when additional investigation is required: the scope of a repair is unknown, concealed damage is suspected, or the matter is beyond your expertise. Do not operate a system that is shut down or inoperable; recommend that the seller demonstrate it works.
You may not determine the cost of repairs. ReportDraft leaves prices out of Massachusetts drafts and flags any before you sign.
The home energy audit document
Clients buying a single-family home, a building with fewer than five units, or a condominium unit in one must receive the Board's document on the procedures and benefits of a home energy audit, at or before closing, with no extra fee.
Licensing, conduct and claims
No one may inspect for pay without a Board license and a written report. You may not report on market value, marketability or suitability for a use, advise on whether to buy, or offer repairs on a dwelling your firm inspected. You carry errors and omissions insurance of at least 250,000 dollars, and a claim arising from an inspection must be started within 2 years after the completed written report.
From field notes to a finished Massachusetts report
Note the start and finish times, the weather, how you got onto the roof and into the crawl space and attic, what blocked anything, and the details the standards ask you to identify. ReportDraft records them, puts the main shut-off location in its own item, recommends further investigation where it is needed, and keeps repair costs out.
Common mistakes
- Including a repair cost: Massachusetts inspectors may not determine one.
- Leaving off the finish time or the weather.
- Not recording what blocked access to a system that was not inspected.
- Turning on a shut-down system instead of recommending the seller demonstrate it.
- Forgetting the Board's home energy audit document for a buyer client.
Sources
- 266 CMR 6.03 (1) (c) 1. to 3., checked October 10, 2026
- 266 CMR 6.03 (1) (c) 6., checked October 10, 2026
- 266 CMR 6.03 (1) (c) 7., checked October 10, 2026
- 266 CMR 6.03 (1) (c) 4., 5., checked October 10, 2026
- 266 CMR 6.03 (1) (c) 8., checked October 10, 2026
- 266 CMR 6.03 (3), checked October 10, 2026
- 266 CMR 6.06 (4), Prohibitions, checked October 10, 2026
- 266 CMR 6.04, checked October 10, 2026
- 266 CMR 6.04 (1) (c), (3) (c), checked October 10, 2026
- 266 CMR 6.04 (6) (c), checked October 10, 2026
- 266 CMR 6.06 (7), (8), checked October 10, 2026
- 266 CMR 6.07, checked October 10, 2026
- 266 CMR 6.06 (1), (2), (5), checked October 10, 2026
- 266 CMR 6.03 (1) (a), (c), checked October 10, 2026
- M.G.L. c. 112, s. 222 (a), checked October 10, 2026
- M.G.L. c. 112, s. 225, checked October 10, 2026
Last reviewed October 10, 2026. Next review due January 10, 2027. This page explains published rules to help you write your report. It is not legal advice; the official text linked above governs.