LOCAL RULES: RSMO 287.380

Missouri incident report requirements

Your Missouri incident report has 5 rules to meet. ReportDraft puts every one on your checklist and checks your draft before you sign.

  • All injuries to the insurer within 5 days
  • The time and cause, nature and extent of the injury, medical costs and lost time
  • The employee's written notice: time, place and nature of the injury
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Missouri employers follow federal OSHA recordkeeping and add the Workers' Compensation Law's reporting rule (RSMo 287.380): every injury to the insurer within five days, and a full report to the Division within thirty days for anything beyond immediate first aid. Here is each Missouri rule with a link to the Revised Statutes, and what a Missouri incident report should record.

Last reviewed October 15, 2026 against the official sources listed below.

Incident reportMISSOURI / SAMPLE

Sample notes, 140 words

Company: Northgate Fabrication
Site: 1840 Industrial Pkwy, shipping dock 2
Date: 10/08/2026, about 2:15pm
Injured: Luis Romero, material handler, warehouse crew
Supervisor: Tom Reilly
...
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We sorted 5 items into 4 sections and flagged 1 to fix first.

5 Missouri rules on your checklist, including all injuries to the insurer within 5 days.

Still to add

  • NeededType of incident
  • NeededCompleted by
  • RecommendedNotes for damage to property, equipment or the environment

Filled in for you

Company or organizationNorthgate Fabrication
Site address or location1840 Industrial Pkwy, shipping dock 2
Date of the incidentOct 8, 2026
Employee or person involved (full name)Luis Romero, material handler, warehouse crew
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What Missouri requires

  • Employers report all injuries to their insurance carrier, or third-party administrator, within five days of the injury or of the day the employee reported it to the employer, whichever is later; the insurer or administrator then files the report with the DivisionRSMo 287.380.1
  • Within thirty days after knowing of it, the employer or insurer files with the Division a full report of every injury or death needing medical aid beyond immediate first aid with no further treatment or lost time, giving the employee's name, address, date of birth and wages, the time and cause of the accident, the nature and extent of the injury, medical costs and lost work timeRSMo 287.380.1
  • Knowingly failing to report an accident, or knowingly making a false report to the Division, is a misdemeanor punishable by a fine of 50 to 500 dollars, jail of one week to one year, or bothRSMo 287.380.4
  • Information in these reports is not disclosed to anyone other than the parties to compensation proceedings and their attorneys, except by order or at a hearing, though the Division may use it for statisticsRSMo 287.380.3
  • A claim needs written notice to the employer of the time, place and nature of the injury and the injured person's name and address no later than thirty days after the accident (or after diagnosis of an occupational disease or repetitive trauma), unless the employer was not prejudicedRSMo 287.420

Every injury to the insurer, within 5 days

Report all work injuries to your insurance carrier or third-party administrator within five days of the injury, or of the day the employee reported it, whichever is later. The insurer then files the Division report for you.

The Division report, within 30 days

Any injury or death needing more than immediate first aid, or causing further treatment or lost time, gets a full report to the Division within thirty days: the employee's name, address, date of birth and wages, the time and cause of the accident, the nature and extent of the injury, medical costs and lost work time. Knowingly failing to report, or reporting falsely, is a misdemeanor. The reports are confidential.

The employee's written notice

Employees give written notice within thirty days of the accident, or of diagnosis for an occupational disease or repetitive trauma, stating the time, place and nature of the injury and their name and address.

From field notes to a finished Missouri report

Note the time and cause, the nature and extent of the injury, the treatment and any lost time, and when the employee told you in writing. ReportDraft writes the incident up with those details and keeps fields for the written notice, the lost time and the insurer report.

Common mistakes

  • Not telling the insurer about an injury because it looked minor.
  • Missing the five-day insurer window.
  • Leaving lost work time and medical costs out of the report.
  • Leaving the cause or the extent of the injury vague.
  • No written notice on file from the employee.

Sources

Last reviewed October 15, 2026. Next review due January 15, 2027. This page explains published rules to help you write your report. It is not legal advice; the official text linked above governs.