Illinois roof inspection report template

Illinois rules for this report

These rules are about how and when you report, not the template's fields. Check them before you deliver.

• A contractor offering home repair or remodeling services does not climb on a roof or inspect for exterior damage without the insured's express permission815 ILCS 513/18 (i) (Home Repair and Remodeling Act)
• A contractor may not represent, or offer or advertise to represent, a homeowner on an insurance claim for roof or other repair work, call in or file a claim on the insured's behalf, or otherwise break the Public Adjusters Law. It may give the insured an estimate that can be submitted to the insurer, confer with the insurer's representative about the damage, and discuss repair or replacement options815 ILCS 513/18 (i)
• A state licensed roofing contractor puts its license number and its name as shown on the license on all contracts, bids and advertisements for roofing work. Building permits for roofing go only to state licensed roofing contractors; a limited license covers residential properties of 8 units or less225 ILCS 335/5 (a), (a-3), (d) (Illinois Roofing Industry Licensing Act) · 815 ILCS 513/18 (d)
• No one may provide professional roofing services or hold out as a roofing contractor without a license from the Department, and roofing or waterproofing work of any kind is done only by a licensed roofing contractor or credentialed qualifying party (employees of a licensed contractor excepted); roofing work may be subcontracted only to licensed roofing contractors225 ILCS 335/9
• Before any roofing work, the contractor gives the owner a written contract signed by both that states the scope and materials, approximate dates, for repairs the approximate cost based on damage known then, a street address, email and phone, its surety and liability insurer, its cancellation and refund policy including the owner's right to rescind within 72 hours for a full refund of any deposit, and that it cannot pay, waive or rebate any insurance deductible; the face of the contract says in bold that payments are held in trust until materials are delivered or most of the work is done225 ILCS 335/5.5 (b), (c)
• A contractor may not advertise or promise to pay or rebate any part of an insurance deductible to win the sale, which includes any allowance or discount against its fees or any payment to the insured815 ILCS 513/18 (b)
• A contract to be paid from insurance proceeds may be canceled before midnight of the earlier of the fifth business day after the insurer says in writing that all or part of the claim is not covered, or the thirtieth business day after the insurer receives the proof of loss. The contract carries a bold 10 point statement of this right with a detachable notice of cancellation form in duplicate, and payments are returned within 10 days, except the reasonable value of catastrophe work the insured agreed in writing was needed to prevent damage815 ILCS 513/18 (e) to (h)
• Home repair work over 1,000 dollars starts only after the customer is given a written contract or work order stating the total cost, parts and materials, any charge for the estimate, and the business name and address, and after the customer receives the pamphlet "Home Repair: Know Your Consumer Rights" and signs its acknowledgment form815 ILCS 513/15, 513/20

What is in it

• Roof areasArea or slope, Covering, Pitch, Condition
• Roof coveringMissing, lifted, creased or cracked pieces (wind damage included), Wear for its age: granule loss, curling, cupping or blistering, Hail damage: impacts, bruising and the granule loss they cause, Fasteners, seams and earlier repairs
• Flashing and penetrationsWall, step and counter flashing, Chimney flashing and cricket, Plumbing vents, boots and other penetrations, Skylights, Valleys
• Decking, structure and atticDecking firm underfoot, no soft spots, Ridge and roof lines straight, no sagging, Attic underside: sheathing, stains, daylight, moisture, Attic and roof ventilation
• Gutters, edges and drainageGutters and downspouts attached, sloped and clear, Drip edge, fascia, soffit and rakes, Low-slope drainage: drains, scuppers, no ponding
• Signs of leaks insideCeilings and walls below the roof free of water stains, No active leaks
• Remaining lifeOnly the inspector's own estimate of remaining useful life from the notes and the reasons the notes give for it; leave empty when the notes give no estimate.

Rules last reviewed October 13, 2026. Read the full Illinois roof inspection report requirements.