North Dakota roof inspection report template

North Dakota rules for this report

These rules are about how and when you report, not the template's fields. Check them before you deliver.

• Contracts, repair estimates and work orders for insurance-paid work print the law's warning, in capitals at 14 point, that rebating a deductible breaks North Dakota insurance law and that the homeowner pays the deductible personally; the named insured signs it and the contractor sends it to the insurer before any proceeds are paidN.D.C.C. 26.1-39.2-06
• Ahead of any repair or replacement, the contractor hands both the insured and the insurer an itemized list of the work, materials, labor and fees with the agreed total; the list cannot keep either of them from adding other goods or services that finishing the repair of a covered loss needsN.D.C.C. 26.1-39.2-05
• The homeowner has until midnight of the fifth business day after signing, or after the insurer's written word that all or part of the claim is not covered if that comes later, to cancel an insurance-paid contract. The contract must say so, the cancellation can be any signed and dated written notice and includes a copy of the insurer's notice when there is one, and within ten days the contractor hands back payments, deposits and notes, keeping only the reasonable value of emergency work the owner approved in writingN.D.C.C. 26.1-39.2-02
• Offering to rebate part of the deductible to sell the job is prohibited; that covers taking an allowance or discount off the fees, or paying the insured or anyone tied to the home in any form, with only items of nominal value allowedN.D.C.C. 26.1-39.2-03
• When a homeowner assigns post-loss insurance benefits to a residential contractor, the contractor can at most be named a copayee; the insurer gets the assignment within five business days; it says the contractor promised nothing about full coverage, prints the law's capitalized 14-point warning and a statement of the cancellation right, and leaves the mortgagee's interest and the insurer's contact with the insured untouchedN.D.C.C. 26.1-39.2-04
• Any breach of chapter 26.1-39.2 makes the contract void. The chapter reaches anyone repairing or replacing roof coverings, sheathing, weatherproofing or insulation on homes for one to four families, other exterior and interior or exterior cleanup contractors, and anyone who arranges, manages or processes that workN.D.C.C. 26.1-39.2-01, 26.1-39.2-07
• No one may act as a contractor in North Dakota on a job whose cost, value or price exceeds 4,000 dollars without a license from the secretary of state; doing so is a class A misdemeanor. Taking payment and then failing to start within 60 days of a written start date (90 days of the contract date when none is set), or to finish within the law's limits, can be construction fraud, a felony graded by the amount receivedN.D.C.C. 43-07-02
• Before repairing (other than emergency repair) or suing over a defect in building a one- or two-family dwelling, or in an improvement worth more than 2,000 dollars to a dwelling, the owner mails the contractor written notice within six months of learning of the defect; the contractor inspects, responds and, if appropriate, fixes it within a reasonable time (30 business days or less). The contractor gives the owner written notice of this rule when the improvement is completedN.D.C.C. 43-07-26

What is in it

• Roof areasArea or slope, Covering, Pitch, Condition
• Roof coveringMissing, lifted, creased or cracked pieces (wind damage included), Wear for its age: granule loss, curling, cupping or blistering, Hail damage: impacts, bruising and the granule loss they cause, Fasteners, seams and earlier repairs
• Flashing and penetrationsWall, step and counter flashing, Chimney flashing and cricket, Plumbing vents, boots and other penetrations, Skylights, Valleys
• Decking, structure and atticDecking firm underfoot, no soft spots, Ridge and roof lines straight, no sagging, Attic underside: sheathing, stains, daylight, moisture, Attic and roof ventilation
• Gutters, edges and drainageGutters and downspouts attached, sloped and clear, Drip edge, fascia, soffit and rakes, Low-slope drainage: drains, scuppers, no ponding
• Signs of leaks insideCeilings and walls below the roof free of water stains, No active leaks
• Remaining lifeOnly the inspector's own estimate of remaining useful life from the notes and the reasons the notes give for it; leave empty when the notes give no estimate.

Rules last reviewed October 17, 2026. Read the full North Dakota roof inspection report requirements.