Texas roof inspection report template

Texas rules for this report

These rules are about how and when you report, not the template's fields. Check them before you deliver.

• A contractor may not act as a public adjuster (negotiating for or effecting the settlement of an insured's property claim) or advertise to adjust claims for any property it is providing or may provide contracting services for, even if it holds a public adjuster license or a power of attorney from the insuredTexas Insurance Code 4102.163 (a) · Texas Insurance Code 4102.001 (3)
• The insured pays any deductible on a property insurance claim. A seller of goods or services paid from claim proceeds commits a Class B misdemeanor by advertising or promising to pay, waive, absorb or rebate the deductible, or by doing so, or otherwise helping the insured avoid paying it, without the insurer's consentTexas Insurance Code 707.002 · Texas Business and Commerce Code 27.02 (c), (d)
• A contract of 1,000 dollars or more for goods or services reasonably expected to be paid wholly or partly from a property insurance claim contains the statutory deductible notice in at least 12-point boldfaced typeTexas Business and Commerce Code 27.02 (b)
• An insurer whose policy has replacement cost coverage may hold back recoverable depreciation or a replacement cost holdback until it receives reasonable proof that the policyholder paid the deductible, such as a canceled check, money order receipt, credit card statement or a signed financing contractTexas Insurance Code 707.004
• On the coast, a structure repaired or altered since 1988 must comply with the Texas Windstorm Insurance Association's plan of operation to be insurable there, and a certificate of compliance from TDI is the evidence. Anyone seeking that coverage gives TDI written notice on its form before starting the work. TDI says properties in 14 coastal counties and in parts of Harris County east of Highway 146 are in this area, that most roof replacements need an inspection and certificate, and that roof repairs under 100 square feet that don't involve decking do notTexas Insurance Code 2210.251 (a), (g); 2210.2515 (b) · TDI: What you need to know about windstorm inspections
• A windstorm inspection is done only by a qualified inspector approved and appointed or employed by TDI. For work in progress, the qualified inspector inspects and affirms code compliance (certificate WPI-8); for finished work, a Texas licensed professional engineer submits a sealed post-construction evaluation report (WPI-8-E)Texas Insurance Code 2210.254 (b), (c); 2210.2515 (c), (d) · TDI: What you need to know about windstorm inspections

What is in it

• Roof areasArea or slope, Covering, Pitch, Condition
• Roof coveringMissing, lifted, creased or cracked pieces (wind damage included), Wear for its age: granule loss, curling, cupping or blistering, Hail damage: impacts, bruising and the granule loss they cause, Fasteners, seams and earlier repairs
• Flashing and penetrationsWall, step and counter flashing, Chimney flashing and cricket, Plumbing vents, boots and other penetrations, Skylights, Valleys
• Decking, structure and atticDecking firm underfoot, no soft spots, Ridge and roof lines straight, no sagging, Attic underside: sheathing, stains, daylight, moisture, Attic and roof ventilation
• Gutters, edges and drainageGutters and downspouts attached, sloped and clear, Drip edge, fascia, soffit and rakes, Low-slope drainage: drains, scuppers, no ponding
• Signs of leaks insideCeilings and walls below the roof free of water stains, No active leaks
• Remaining lifeOnly the inspector's own estimate of remaining useful life from the notes and the reasons the notes give for it; leave empty when the notes give no estimate.

Rules last reviewed October 13, 2026. Read the full Texas roof inspection report requirements.