Maryland seller's disclosure template

Set up for Maryland

• The seller completes and delivers either the residential property disclosure statement or the residential property disclaimer statement, on the State Real Estate Commission's single standardized formReal Property s. 10-702 (c) · MREC Residential Property Disclosure and Disclaimer Statement (Rev August 3, 2026)
• A disclosure statement indicates the seller's actual knowledge on every question; the seller need not investigate or inspectMREC Residential Property Disclosure and Disclaimer Statement (Rev August 3, 2026) · Real Property s. 10-702 (e) (4)

Also required in Maryland

These rules are about how and when you report, not the template's fields. Check them before you deliver.

• The law applies to single family residential real property improved by four or fewer single family units, except the exempt transfers listed on the form (new homes never occupied or with a certificate of occupancy within a year, lender, foreclosure, sheriff and fiduciary sales, conversions or demolitions, and unimproved land)Real Property s. 10-702 (b)
• Even a seller selling "as is" discloses latent defects the seller actually knows of: material defects a careful visual inspection would not reveal that pose a direct threat to the health or safety of the purchaser or an occupantReal Property s. 10-702 (a), (d)
• The completed statement is delivered to the purchaser on or before entering into the contract of sale (before the purchaser signs a land installment contract or an option or lease-option), and each purchaser dates and signs a written acknowledgment of receipt included in or attached to the contractReal Property s. 10-702 (f)
• A purchaser who did not receive the statement on or before the contract may rescind by written notice, with deposits returned, at any time before receiving it or within 5 days after; the right ends earlier after a lender's written notice on a mortgage application, and is waived at closing or occupancy; it cannot be waived in the contractReal Property s. 10-702 (h), (k)
• Each contract of sale carries a conspicuous notice of the purchaser's rights, and the listing and buyer's agents tell their clients of their rights and obligations under the sectionReal Property s. 10-702 (l), (m)
• The statement is not a warranty about conditions the seller does not actually know of, and the seller is not liable for errors based on information outside the seller's actual knowledge or from a public body or a licensed expert's reportReal Property s. 10-702 (i)

What is in it

• Notice to seller and purchaserThe statutory notice, exemptions and the definition of latent defects.
• Maryland Residential Property Disclosure StatementThe notices to sellers and purchasers on the disclosure statement.
• 1 and 2. Ownership and property systems (answer all that apply)1. How long have you owned the property?, Water Supply (Public, Well, Other), Sewage Disposal (Public, Septic System: what type of septic system? Holding Tank, Other), Garbage Disposal, Dishwasher, Heating (Oil, Natural Gas, Electric, Heat Pump, Other), Air Conditioning (Central Air, Window Units, Wall Mounted A/C, Other), Hot Water (Oil, Natural Gas, Electric, Other)
• 3. FoundationAny settlement or other problems?
• 4. BasementDoes your house have a basement or crawl space?, a. Is there any water damage, leaks, or evidence of moisture?, b. Does the basement or crawl space have a sump pump?, If yes, is it operational?
• 5. RoofAny leaks or evidence of moisture?, Is there any existing fire-retardant treated plywood?
• 6. Other structural systems, including walls and floorsOther structural systems, including walls and floors, Any defects (structural or otherwise)?
• 7. Plumbing systemIs the system in operating condition including the absence of leaks?
• 8. Heating systemsIs heat supplied to all finished rooms?, Is the system in operating condition?
• 9. Air conditioning systemIs there an air conditioning system?, a. Is cooling supplied to all finished rooms?, b. Is the system in operating condition?
• 10. Electric systemsAre there any problems with electrical fuses, circuit breakers, outlets, or wiring?
• 11. Sprinkler systemDoes the property have a sprinkler system?
• 12. Smoke alarmsDo the smoke alarms comply with all requirements for smoke alarms as set forth in Title 9 of the Public Safety article, including with respect to their number, location, arrangement, type, power source, and any other requirement? (See sections 9-101-109 of the Public Safety article.), a. Will all smoke alarms provide an alarm in the event of a power outage?, b. Are any of the smoke alarms over 10 years old?, c. Are all battery-operated smoke alarms sealed, tamper resistant units incorporating a silence/hush button and using long-life batteries?
• 13. Sewer/septic systemsWhat type of sewer/septic system? (Public, Septic), a. If septic, what type? (Holding Tank, Other), b. Is the septic system functioning properly? If not sure, contact your local health department., c. When was the system last pumped? (Date, or Unknown)
• 14. Water supplyAny problem with water supply?, a. Home water treatment system, b. Fire sprinkler system, c. Are the systems in operating condition?
• 15. InsulationIn exterior walls?, In ceiling/attic?, In any other areas?
• 16. Exterior drainageDoes water stand on the property for more than 24 hours after a heavy rain?, Are gutters and downspouts in good repair?
• 17. Wood-destroying insectsAny infestation and/or prior damage?, Any treatments or repairs?, Any warranties?
• 18. Hazardous or regulated materialsAre there any hazardous or regulated materials (including, but not limited to, licensed landfills, asbestos, radon gas, lead-based paint, oil tank, propane tank, underground storage tanks, or other contamination) on the property? If yes, specify below., a. If you or a contractor have made improvements to the property, were the required permits issued by the county or local permitting office, and did the improvements pass all required inspections?
• 19. Carbon monoxide alarmIf the property relies on fossil fuel combustion for heat, ventilation, hot water, clothes dryer operation, or other purposes, is a carbon monoxide alarm installed in the property?
• 20. Zoning and easementsAre there any zoning violations, nonconforming uses, violation of building restrictions or setback requirements or any recorded or unrecorded easement, except for utilities, on or affecting the property? If yes, specify below.
• 21. Flood zone, conservation and historic areasIs the property located in a flood zone, conservation area, wetland area, Chesapeake Bay critical area or Designated Historic District? If yes, specify below., a. If answered Yes, are there currently any open violations?
• 22. Community associationIs the property subject to any restriction imposed by a Homeowners Association or any other type of community association? If yes, specify below.
• 23. CovenantsIs the property subject to any restrictions imposed by a covenant? If yes, specify below.
• 24. Flooding or fireHas the property ever had flooding or a fire?
• 25. Other material defectsAre there any other material defects, including latent defects, affecting the physical condition of the property?
• Maryland Residential Property Disclaimer StatementThe notice to sellers and the disclaimer on the disclaimer statement.
• Latent defectsDoes the seller(s) have actual knowledge of any latent defects?
• CommentsAny further comments, by question number.

Rules last reviewed October 26, 2026. Read the full Maryland seller's disclosure requirements.